Non-Payment Procedure

At first glance, you can see the advantages of investing in P2P loans, especially in the amount of interest, which we offer from 5% to 60%. For the investor, this can be one of the decisive criteria in choosing to whom he will lend his money. However, it is also important to keep in mind that the higher the interest rate, which also rises on the basis of the type of loan we offer 6, the higher the risk of non-payment.

JBank offers you free assistance through a lawyer. possible recovery of outstanding loans on the basis of signing a power of attorney.
Below is a model example of how the whole thing is handled and what steps are being taken.


The debtor may be in arrears for a maximum of 1 month after the due date of the given installment, after which the remaining debt will be repaid.


After payment, if you provide us with a power of attorney, our attorney will send the debtor a pre-litigation summons, asking him to pay the remaining amount due within 10 days.


If the debtor still does not pay anything, our lawyer will take the whole case to court.


After payment of a court fee of 4% of the amount recovered, a court will decide which will decide on the amount of the debt. Here are some ways in which the court can decide, so you should be aware of the potential risks before investing your money.


After the court decision and the decision takes legal effect, the whole case is handed over to the executor, who begins to recover the debt from the debtor.


The money is usually received from the executor in various amounts, which is not fixed for a specific date.